Best Affordable Car Insurance in South Carolina

Best Affordable Car Insurance in South Carolina and Insurance Rates

We’ll try to provide you with every information on Car Insurance, Insurance Rates as well as Best Affordable Car Insurance in South Carolina. 

There have been many questions surrounding car insurance as follows;

* What is the best and most affordable car insurance?

* What color cars are more expensive to insure?

* Are luxury cars more expensive to insure?

* Is it cheaper to insure a newer car?

* Car insurance companies near me

* What are the cheapest cars to insure 2018

* What cars have the lowest insurance rates?

* What is cheapest used car to insure

 

The list is endless, this post will touch all these questions as well as provide adequate and exact answers that will satisfy your car insurance need.

 

What is Car Insurance?

We will try to define car insurance or auto insurance as being a instance where an insurance company enters a pact with you to insure your car in any event of accident or theft, and to activate this you have to pay a monthly insurance bill also called premium to the insurance company.

While car insurance is a straightforward process, you need to understand how it works and which package is best for you. 

 

Car insurance gives you the following:

Medical Coverage: the insurance company offset the cost of treatments, lost wages, funeral expenses and rehabilitation.

Property Coverage: In case of car loss or damage, they step in.

 Liability Coverage:  incase of injuries on others or damage to their property.

Also, while the above is the basic coverage  provided by car insurance companies, you should be aware that they only cover damages caused by your car and not the damage to your car.

However, there are other coverages which are optional in case you want to cover your own car;

Comprehensive:  this coverage insures your car against accidental damage to your car not collision.  These damages could be vandalism, flood, hazards like falling trees on your car, asteroids, fire or falling rocks.

Collision: it covers damage as a result of collision with objects like tree or another vehicle and it is clearly your fault. Do not be excited, this does not mean you will be reimbursed for the mechanical failure, it covers damage from rolling your care or potholes.

Glass: covers the very common windshield damage.  Most insurance policies have glass coverage as no-deductable including glass sunroofs, rear windows and side windows.

 

What is the Best Affordable Car Insurance in South Carolina?

Auto Insurance has three (3) levels;

Third party: this covers the damage on other people not you.  That is, if eventually you injure someone or his or her property, auto insurance companies will take up the repairs and treatment but will not pay for the damage on your car or yourself.  This is usually the minimum level you can get and it is said to be the cheapest. 

People usually go for this level when their car is not so expensive and they can easily buy another car if it is damaged or when they have no claim bonus.

 

Third party, Fire and Theft:  This is almost like Third Party level as it covers others not you.  But the difference is that in case of damage by fire or your car is stolen, the insurance company handles the repairs or replacement as required.

 

Comprehensive:  this is the highest level and usually the most expensive.  It covers both others and yourself even if the fault is from you or damaged the car yourself, it covers you and your car.

If you car is vandalized by anyone deliberately or accidental damage this comprehensive level allows you to claim.

 

From the three levels above, we cannot really say one is better than the other, it all depends on your insurance needs and the car you want to insure.

 

What Color Cars Are More Expensive To Insure?

Researchers have come to conclude that though colors do not necessarily auto insurance rates but some claim that flashy color cars are more expensive to insure. Colors like Red and yellow are believed to be cars that get pull over quite often and as such they attract higher car insurance rates.

 

Are Luxury Cars More Expensive To Insure in South Carolina?

Yes they are!  Insurance companies take into consideration the repair cost of each car. Cars that are most expensive to buy and repair are usually the most expensive cars to insure. 

 

Is Car Insurance Expensive in South Carolina?

South Carolina drivers  are believed to have the most expensive car Insurance Rates in the whole region.

 

What Is The Minimum Car insurance In South Carolina?

South Carolina State requires certain minimum coverage amount in other to be on the road legally as follows according to Reviews.com

$25,000 bodily injury coverage per person

$50,000 bodily injury coverage per accident

$25,000 property damage coverage per accident

$25,000 coverage per person for uninsured motorist

The State of South Carolina mandates you have uninsured motorists coverage to protect someone who doesn’t have any coverage. 

Currently, the average rate for auto insurance in South Carolina is $1,327 according to Insure.com.

We got this table below from Nerdwallet on Average Car Insurance Rates in South Carolina

Rank City 40-Year-Old Married Men 40-Year-Old-Married Women 27-Year-Old Single Women 27-Year-Old Single Men Average
1 Brunson $1,254.71 $1,177.29 $1,555.43 $1,643.71 $1,407.79
2 Jamestown $1,231.43 $1,250.57 $1,529.43 $1,617.86 $1,407.32
3 Luray $1,245.57 $1,141.71 $1,539.43 $1,626.00 $1,388.18
4 Fairfax $1,260.43 $1,066.43 $1,567.43 $1,657.43 $1,387.93
5 Allendale $1,269.57 $1,023.14 $1,584.00 $1,674.57 $1,387.82
6 Cross $1,227.43 $1,188.71 $1,518.29 $1,605.71 $1,385.04
7 Pinopolis $1,212.29 $1,248.86 $1,495.43 $1,581.71 $1,384.57
8 Estill $1,264.43 $1,034.57 $1,572.86 $1,661.71 $1,383.39
9 Bonneau $1,210.14 $1,259.43 $1,488.43 $1,569.86 $1,381.96
10 Pineland $1,241.57 $1,092.71 $1,536.57 $1,617.43 $1,372.07
11 Garnett $1,228.14 $1,157.29 $1,509.71 $1,592.57 $1,371.93
12 Varnville $1,220.86 $1,131.00 $1,519.14 $1,610.14 $1,370.29
13 Moncks Corner $1,223.43 $1,137.43 $1,514.00 $1,602.29 $1,369.29
14 Andrews $1,202.43 $1,172.29 $1,504.43 $1,592.71 $1,367.96
15 Smoaks $1,214.00 $1,139.29 $1,515.00 $1,602.57 $1,367.71
16 Martin $1,218.86 $1,126.00 $1,516.14 $1,605.71 $1,366.68
17 Hemingway $1,173.14 $1,264.00 $1,461.57 $1,550.57 $1,362.32
18 Lake City $1,202.14 $1,183.29 $1,487.00 $1,572.29 $1,361.18
19 Cordesville $1,212.43 $1,149.14 $1,496.43 $1,582.57 $1,360.14
20 Cades $1,189.00 $1,183.57 $1,486.14 $1,572.00 $1,357.68
21 Hampton $1,241.00 $1,041.43 $1,531.43 $1,616.29 $1,357.54
22 Coosawhatchie $1,205.71 $1,183.86 $1,478.57 $1,555.86 $1,356.00
23 Huger $1,232.14 $1,055.29 $1,524.71 $1,608.86 $1,355.25
24 Coward $1,204.71 $1,111.86 $1,506.14 $1,596.29 $1,354.75
25 Edisto Island $1,200.57 $1,190.29 $1,472.43 $1,555.57 $1,354.71
26 Latta $1,169.86 $1,236.14 $1,460.86 $1,548.29 $1,353.79
27 Early Branch $1,237.86 $1,036.14 $1,525.71 $1,610.00 $1,352.43
28 Pineville $1,218.57 $1,063.00 $1,517.29 $1,608.29 $1,351.79
29 Ruffin $1,183.43 $1,214.29 $1,462.43 $1,546.00 $1,351.54
30 Hollywood $1,187.14 $1,203.43 $1,458.43 $1,542.00 $1,347.75
31 Round O $1,189.71 $1,166.71 $1,472.00 $1,562.57 $1,347.75
32 Little Rock $1,175.29 $1,173.57 $1,472.00 $1,562.00 $1,345.71
33 Wadmalaw Island $1,175.14 $1,220.71 $1,450.71 $1,535.86 $1,345.61
34 Ridgeland $1,203.57 $1,149.14 $1,474.29 $1,551.14 $1,344.54
35 Greeleyville $1,180.14 $1,161.57 $1,474.14 $1,561.14 $1,344.25
36 Florence $1,168.76 $1,218.29 $1,451.90 $1,534.86 $1,343.45
37 Bishopville $1,160.57 $1,289.71 $1,420.86 $1,500.57 $1,342.93
38 Ulmer $1,192.86 $1,150.00 $1,470.43 $1,552.86 $1,341.54
39 Hamer $1,177.57 $1,149.00 $1,473.14 $1,560.86 $1,340.14
40 Reevesville $1,183.00 $1,166.57 $1,464.00 $1,546.29 $1,339.96
41 Adams Run $1,184.57 $1,189.86 $1,450.57 $1,531.14 $1,339.04
42 Saint Stephen $1,201.57 $1,085.00 $1,487.43 $1,569.29 $1,335.82
43 Effingham $1,181.29 $1,147.71 $1,463.57 $1,547.14 $1,334.93
44 Lane $1,167.00 $1,184.57 $1,451.00 $1,536.29 $1,334.71
45 Ladson $1,202.57 $1,081.57 $1,485.00 $1,568.57 $1,334.43
46 Blair $1,157.86 $1,220.14 $1,436.57 $1,519.71 $1,333.57
47 Pamplico $1,186.43 $1,111.00 $1,476.57 $1,559.86 $1,333.46
48 Denmark $1,172.71 $1,176.14 $1,448.71 $1,533.29 $1,332.71
49 Timmonsville $1,170.71 $1,172.57 $1,449.86 $1,534.00 $1,331.79
50 Johnsonville $1,198.71 $1,073.14 $1,483.00 $1,570.29 $1,331.29
51 Cottageville $1,179.71 $1,157.14 $1,451.43 $1,535.14 $1,330.86
52 Heath Springs $1,138.14 $1,273.43 $1,412.29 $1,495.14 $1,329.75
53 Summerville $1,174.36 $1,178.43 $1,441.57 $1,523.07 $1,329.36
54 Galivants Ferry $1,149.57 $1,219.00 $1,430.86 $1,517.00 $1,329.11
55 Ridgeville $1,213.86 $1,021.86 $1,497.57 $1,582.14 $1,328.86
56 Kingstree $1,161.57 $1,184.00 $1,442.71 $1,526.86 $1,328.79
57 Manning $1,166.43 $1,169.04 $1,448.29 $1,530.86 $1,328.65
58 Winnsboro $1,158.43 $1,198.29 $1,435.43 $1,516.29 $1,327.11
59 Gresham $1,172.29 $1,136.14 $1,454.57 $1,538.43 $1,325.36
60 Georgetown $1,189.71 $1,061.00 $1,483.00 $1,567.57 $1,325.32
61 McColl $1,160.14 $1,177.29 $1,440.43 $1,522.86 $1,325.18
62 Bamberg $1,153.57 $1,201.43 $1,431.14 $1,510.29 $1,324.11
63 ranton $1,159.29 $1,180.29 $1,434.71 $1,520.57 $1,323.71
64 Society Hill $1,172.86 $1,120.09 $1,454.57 $1,542.29 $1,322.45
65 Gaston $1,140.29 $1,227.00 $1,420.86 $1,501.29 $1,322.36
66 Lodge $1,201.86 $1,057.14 $1,473.86 $1,555.00 $1,321.96
67 Nesmith $1,182.43 $1,073.29 $1,471.86 $1,557.00 $1,321.14
68 Fork $1,148.29 $1,192.57 $1,429.57 $1,513.14 $1,320.89
69 Saint George $1,188.71 $1,061.00 $1,474.29 $1,559.43 $1,320.86
70 McClellanville $1,147.29 $1,226.43 $1,412.71 $1,491.57 $1,319.50
71 New Zion $1,178.43 $1,077.00 $1,468.57 $1,553.71 $1,319.43
72 Wallace $1,160.14 $1,154.14 $1,440.43 $1,522.86 $1,319.39
73 Hartsville $1,171.14 $1,106.57 $1,453.71 $1,538.71 $1,317.54
74 Ravenel $1,179.43 $1,108.71 $1,446.71 $1,526.29 $1,315.29
75 Sellers $1,167.29 $1,106.14 $1,450.29 $1,536.14 $1,314.96
76 Rowesville $1,145.71 $1,195.57 $1,418.14 $1,496.86 $1,314.07
77 Branchville $1,145.14 $1,194.29 $1,417.86 $1,497.14 $1,313.61
78 Dillon $1,168.14 $1,080.57 $1,458.00 $1,544.29 $1,312.75
79 Islandton $1,209.29 $979.43 $1,486.14 $1,569.00 $1,310.96
80 Dorchester $1,157.14 $1,154.57 $1,423.14 $1,504.86 $1,309.93
81 Aynor $1,143.57 $1,171.29 $1,419.43 $1,504.43 $1,309.68
82 Tillman $1,182.14 $1,028.57 $1,467.86 $1,557.00 $1,308.89
83 Ridgeway $1,147.43 $1,161.14 $1,420.00 $1,497.57 $1,306.54
84 Bennettsville $1,151.57 $1,138.43 $1,425.00 $1,504.86 $1,304.96
85 Wedgefield $1,138.57 $1,159.57 $1,418.43 $1,500.00 $1,304.14
86 Nichols $1,169.57 $1,033.57 $1,462.71 $1,550.14 $1,304.00
87 Barnwell $1,126.71 $1,232.57 $1,387.29 $1,466.14 $1,303.18
88 Springfield $1,140.00 $1,193.14 $1,399.29 $1,477.14 $1,302.39
89 Mullins $1,164.14 $1,067.00 $1,445.14 $1,531.29 $1,301.89
90 Salters $1,173.86 $1,024.14 $1,462.71 $1,546.57 $1,301.82
91 Cordova $1,145.14 $1,176.57 $1,402.00 $1,480.71 $1,301.11
92 Mayesville $1,155.29 $1,094.29 $1,435.71 $1,515.29 $1,300.14
93 Green Pond $1,177.86 $1,027.43 $1,453.57 $1,541.00 $1,299.96
94 Loris $1,132.43 $1,163.43 $1,411.14 $1,492.57 $1,299.89
95 Ehrhardt $1,163.71 $1,097.86 $1,429.43 $1,508.43 $1,299.86
96 Saint Matthews $1,118.86 $1,222.29 $1,385.29 $1,471.14 $1,299.39
97 Shaw A F B $1,131.86 $1,185.14 $1,398.71 $1,479.57 $1,298.82
98 Charleston $1,152.71 $1,124.14 $1,417.53 $1,498.29 $1,298.17
99 Jenkinsville $1,148.86 $1,114.00 $1,423.43 $1,504.71 $1,297.75
100 Alcolu $1,169.00 $1,032.43 $1,452.29 $1,535.43 $1,297.29
101 Eastover $1,142.00 $1,139.86 $1,412.86 $1,492.71 $1,296.86
102 Awendaw $1,136.43 $1,195.71 $1,390.43 $1,464.57 $1,296.79
103 Cope $1,146.57 $1,127.86 $1,411.71 $1,491.00 $1,294.29
104 Lancaster $1,121.86 $1,191.29 $1,390.14 $1,472.43 $1,293.93
105 Pinewood $1,137.00 $1,115.91 $1,418.71 $1,501.86 $1,293.37
106 Marion $1,168.14 $1,012.43 $1,452.29 $1,539.86 $1,293.18
107 Darlington $1,176.29 $986.86 $1,460.71 $1,548.29 $1,293.04
108 Great Falls $1,161.00 $1,048.29 $1,440.57 $1,522.29 $1,293.04
109 Walterboro $1,168.57 $1,045.57 $1,436.71 $1,520.57 $1,292.86
110 Hanahan $1,177.43 $1,009.29 $1,450.43 $1,534.14 $1,292.82
111 Gadsden $1,157.43 $1,049.71 $1,440.00 $1,521.29 $1,292.11
112 Sumter $1,124.10 $1,188.57 $1,388.33 $1,467.29 $1,292.07
113 Lake View $1,155.57 $1,049.57 $1,437.14 $1,523.14 $1,291.36
114 Olanta $1,165.14 $1,037.57 $1,439.57 $1,522.14 $1,291.11
115 Lamar $1,155.71 $1,070.71 $1,425.43 $1,509.00 $1,290.21
116 Blackstock $1,158.14 $1,044.07 $1,436.86 $1,519.71 $1,289.70
117 Santee $1,107.29 $1,244.14 $1,356.43 $1,432.57 $1,285.11
118 Harleyville $1,141.14 $1,114.00 $1,400.14 $1,477.71 $1,283.25
119 Bethune $1,112.43 $1,185.86 $1,375.57 $1,458.71 $1,283.14
120 Gable $1,135.43 $1,103.43 $1,406.57 $1,487.00 $1,283.11
121 Blenheim $1,151.00 $1,046.00 $1,425.86 $1,508.57 $1,282.86
122 Elloree $1,127.43 $1,167.29 $1,379.43 $1,457.29 $1,282.86
123 Westville $1,125.14 $1,115.14 $1,401.71 $1,486.29 $1,282.07
124 Orangeburg $1,127.43 $1,163.57 $1,378.52 $1,455.14 $1,281.17
125 Rembert $1,121.86 $1,162.14 $1,381.14 $1,459.00 $1,281.04
126 Fort Lawn $1,102.43 $1,219.00 $1,360.57 $1,441.43 $1,280.86
127 Neeses $1,138.29 $1,107.71 $1,398.57 $1,476.43 $1,280.25
128 Pageland $1,106.71 $1,174.86 $1,377.29 $1,460.71 $1,279.89
129 Elgin $1,106.57 $1,175.29 $1,376.86 $1,458.00 $1,279.18
130 Kershaw $1,122.86 $1,119.29 $1,393.71 $1,477.57 $1,278.36
131 Lynchburg $1,167.57 $961.71 $1,447.00 $1,533.00 $1,277.32
132 Hopkins $1,102.00 $1,207.29 $1,359.71 $1,439.43 $1,277.11
133 Summerton $1,144.43 $1,062.57 $1,410.57 $1,490.00 $1,276.89
134 Ridge Spring $1,089.71 $1,229.14 $1,351.43 $1,437.00 $1,276.82
135 Charleston Afb $1,155.43 $1,031.00 $1,419.14 $1,499.00 $1,276.14
136 Murrells Inlet $1,088.71 $1,240.71 $1,349.14 $1,424.43 $1,275.75
137 North Charleston $1,162.95 $1,000.14 $1,428.62 $1,508.57 $1,275.07
138 Bowman $1,119.43 $1,160.43 $1,372.43 $1,445.71 $1,274.50
139 Goose Creek $1,158.14 $1,027.00 $1,417.00 $1,495.86 $1,274.50
140 Conway $1,125.50 $1,106.00 $1,392.79 $1,470.64 $1,273.73
141 Clio $1,147.00 $1,027.57 $1,419.00 $1,499.43 $1,273.25
142 Patrick $1,111.29 $1,130.07 $1,385.00 $1,465.86 $1,273.05
143 Johns Island $1,150.00 $1,036.71 $1,412.71 $1,491.29 $1,272.68
144 Columbia $1,098.06 $1,180.29 $1,364.84 $1,443.24 $1,271.61
145 Turbeville $1,133.71 $1,056.71 $1,404.29 $1,484.14 $1,269.71
146 Longs $1,117.86 $1,108.14 $1,387.71 $1,463.14 $1,269.21
147 Richburg $1,132.29 $1,051.00 $1,404.29 $1,487.57 $1,268.79
148 Williston $1,132.14 $1,082.57 $1,388.29 $1,466.29 $1,267.32
149 Isle Of Palms $1,121.86 $1,117.57 $1,373.86 $1,448.57 $1,265.46
150 Chesterfield $1,087.57 $1,205.29 $1,344.71 $1,422.14 $1,264.93
151 Camden $1,098.29 $1,169.86 $1,355.14 $1,434.00 $1,264.32
152 Blacksburg $1,076.57 $1,206.14 $1,342.71 $1,428.00 $1,263.36
153 North $1,151.14 $988.71 $1,413.14 $1,494.43 $1,261.86
154 McBee $1,091.57 $1,172.71 $1,351.86 $1,430.71 $1,261.71
155 Campobello $1,053.00 $1,284.57 $1,314.71 $1,393.57 $1,261.46
156 Pomaria $1,096.71 $1,143.07 $1,362.86 $1,441.86 $1,261.13
157 Cameron $1,103.43 $1,143.00 $1,356.00 $1,434.29 $1,259.18
158 Blackville $1,124.71 $1,058.43 $1,386.00 $1,466.86 $1,259.00
159 Edgemoor $1,098.43 $1,135.43 $1,361.00 $1,440.29 $1,258.79
160 Whitmire $1,075.86 $1,217.29 $1,329.71 $1,408.71 $1,257.89
161 Sullivans Island $1,126.43 $1,058.71 $1,381.86 $1,458.29 $1,256.32
162 Cowpens $1,044.00 $1,279.43 $1,306.71 $1,392.00 $1,255.54
163 Prosperity $1,066.86 $1,223.86 $1,324.14 $1,404.00 $1,254.71
164 Lexington $1,094.07 $1,129.43 $1,358.00 $1,436.57 $1,254.52
165 Jefferson $1,092.43 $1,127.43 $1,355.57 $1,437.86 $1,253.32
166 Blythewood $1,086.14 $1,152.00 $1,346.57 $1,426.43 $1,252.79
167 Salley $1,109.43 $1,060.00 $1,378.43 $1,460.71 $1,252.14
168 Cassatt $1,114.00 $1,053.71 $1,379.14 $1,459.71 $1,251.64
169 Mount Croghan $1,094.43 $1,122.00 $1,355.86 $1,433.57 $1,251.46
170 Norway $1,128.86 $1,021.57 $1,389.00 $1,466.00 $1,251.36
171 Swansea $1,108.29 $1,063.43 $1,376.29 $1,456.00 $1,251.00
172 Little River $1,128.57 $992.43 $1,401.86 $1,477.71 $1,250.14
173 Jonesville $1,069.43 $1,175.86 $1,334.86 $1,420.00 $1,250.04
174 Dalzell $1,101.43 $1,092.43 $1,361.14 $1,441.00 $1,249.00
175 Cheraw $1,078.86 $1,187.14 $1,327.00 $1,402.29 $1,248.82
176 Mount Pleasant $1,114.50 $1,067.57 $1,364.21 $1,439.86 $1,246.54
177 Chester $1,091.57 $1,111.00 $1,351.57 $1,431.43 $1,246.39
178 Pelion $1,108.14 $1,050.57 $1,372.43 $1,449.86 $1,245.25
179 Eutawville $1,111.43 $1,059.14 $1,365.29 $1,444.71 $1,245.14
180 Myrtle Beach $1,102.46 $1,064.57 $1,366.23 $1,442.80 $1,244.01
181 Edgefield $1,073.14 $1,156.86 $1,329.57 $1,412.86 $1,243.11
182 Wagener $1,049.00 $1,256.00 $1,293.57 $1,369.43 $1,242.00
183 Iva $1,050.57 $1,204.29 $1,315.00 $1,394.57 $1,241.11
184 Yemassee $1,113.71 $1,004.71 $1,381.71 $1,460.29 $1,240.11
185 Lugoff $1,089.86 $1,090.14 $1,350.29 $1,428.00 $1,239.57
186 Hardeeville $1,134.29 $968.00 $1,387.29 $1,468.00 $1,239.39
187 Olar $1,122.14 $995.00 $1,378.14 $1,456.14 $1,237.86
188 Gilbert $1,078.14 $1,135.29 $1,331.57 $1,406.00 $1,237.75
189 Chesnee $1,064.14 $1,126.14 $1,335.29 $1,418.71 $1,236.07
190 Pauline $1,051.86 $1,174.00 $1,314.14 $1,396.86 $1,234.21
191 Holly Hill $1,099.57 $1,073.71 $1,343.29 $1,419.14 $1,233.93
192 Green Sea $1,107.57 $1,010.00 $1,369.71 $1,447.14 $1,233.61
193 Trenton $1,080.86 $1,097.57 $1,338.14 $1,417.71 $1,233.57
194 Vance $1,110.57 $1,019.71 $1,363.00 $1,439.57 $1,233.21
195 Lyman $1,055.29 $1,159.71 $1,316.86 $1,393.29 $1,231.29
196 Jackson $1,046.14 $1,190.64 $1,304.00 $1,383.14 $1,230.98
197 Leesville $1,088.29 $1,056.00 $1,348.86 $1,427.14 $1,230.07
198 Donalds $1,047.71 $1,179.95 $1,300.71 $1,379.14 $1,226.88
199 West Columbia $1,075.81 $1,088.43 $1,331.33 $1,406.76 $1,225.58
200 Chapin $1,080.14 $1,060.86 $1,339.57 $1,417.86 $1,224.61
201 Beaufort $1,037.29 $1,238.57 $1,275.79 $1,344.29 $1,223.98
202 Beech Island $1,041.86 $1,187.14 $1,291.29 $1,372.29 $1,223.14
203 Cayce $1,072.57 $1,057.29 $1,337.57 $1,416.71 $1,221.04
204 Newberry $1,058.57 $1,103.29 $1,316.71 $1,397.14 $1,218.93
205 Gaffney $1,081.36 $1,005.38 $1,351.14 $1,436.36 $1,218.56
206 North Augusta $1,038.86 $1,198.14 $1,278.43 $1,353.86 $1,217.32
207 Smyrna $1,043.00 $1,148.57 $1,298.00 $1,379.29 $1,217.21
208 Wellford $1,025.71 $1,197.86 $1,281.14 $1,360.86 $1,216.39
209 Ware Shoals $1,020.71 $1,231.29 $1,264.71 $1,340.71 $1,214.36
210 Anderson $1,028.18 $1,196.14 $1,277.71 $1,354.36 $1,214.10
211 Windsor $1,048.14 $1,125.57 $1,301.29 $1,380.86 $1,213.96
212 Ward $1,086.29 $998.29 $1,343.71 $1,426.14 $1,213.61
213 Ruby $1,094.43 $965.00 $1,355.86 $1,433.57 $1,212.21
214 Chappells $1,042.00 $1,168.14 $1,281.86 $1,356.57 $1,212.14
215 Bradley $1,033.29 $1,189.14 $1,275.29 $1,349.86 $1,211.89
216 Saluda $1,078.57 $1,022.71 $1,330.57 $1,413.29 $1,211.29
217 Laurens $1,014.86 $1,246.29 $1,252.43 $1,331.00 $1,211.14
218 Sheldon $1,037.57 $1,177.29 $1,279.43 $1,349.71 $1,211.00
219 Monetta $1,057.14 $1,081.86 $1,311.86 $1,388.86 $1,209.93
220 Moore $1,017.57 $1,208.57 $1,267.14 $1,342.57 $1,208.96
221 Little Mountain $1,064.29 $1,041.71 $1,324.14 $1,405.43 $1,208.89
222 Johnston $1,047.14 $1,141.19 $1,284.71 $1,362.29 $1,208.83
223 Boiling Springs $1,033.14 $1,143.14 $1,289.43 $1,369.00 $1,208.68
224 Honea Path $1,038.43 $1,123.57 $1,295.71 $1,375.14 $1,208.21
225 Batesburg $1,075.86 $1,013.95 $1,329.14 $1,409.71 $1,207.17
226 Union $1,066.71 $1,014.14 $1,331.29 $1,415.57 $1,206.93
227 Starr $1,048.86 $1,083.43 $1,309.57 $1,385.43 $1,206.82
228 North Myrtle Beach $1,072.86 $1,035.71 $1,322.86 $1,395.43 $1,206.71
229 Spartanburg $1,036.74 $1,124.43 $1,293.09 $1,371.66 $1,206.48
230 Buffalo $1,058.14 $1,050.29 $1,315.86 $1,397.86 $1,205.54
231 Ladys Island $1,029.43 $1,192.71 $1,266.00 $1,333.86 $1,205.50
232 Silverstreet $1,044.86 $1,116.86 $1,291.57 $1,368.29 $1,205.39
233 Catawba $1,024.43 $1,163.29 $1,278.86 $1,353.71 $1,205.07
234 Landrum $1,029.00 $1,167.00 $1,275.14 $1,347.29 $1,204.61
235 Irmo $1,064.57 $1,031.86 $1,322.14 $1,398.57 $1,204.29
236 Pawleys Island $1,079.29 $996.00 $1,333.57 $1,407.86 $1,204.18
237 Clarks Hill $1,061.14 $1,053.09 $1,310.86 $1,389.14 $1,203.56
238 Warrenville $1,020.14 $1,209.29 $1,254.29 $1,327.29 $1,202.75
239 Carlisle $1,040.71 $1,091.29 $1,299.14 $1,379.29 $1,202.61
240 Kinards $1,044.00 $1,097.93 $1,294.14 $1,373.43 $1,202.38
241 Piedmont $1,007.71 $1,229.29 $1,248.57 $1,320.14 $1,201.43
242 Woodruff $1,013.29 $1,193.14 $1,260.29 $1,338.14 $1,201.21
243 Belton $1,044.57 $1,075.00 $1,302.43 $1,382.57 $1,201.14
244 Pendleton $997.71 $1,261.43 $1,234.57 $1,307.57 $1,200.32
245 Greenville $1,014.29 $1,200.14 $1,256.41 $1,329.09 $1,199.98
246 Graniteville $1,030.57 $1,160.14 $1,265.86 $1,341.00 $1,199.39
247 Due West $1,040.14 $1,089.00 $1,295.57 $1,370.71 $1,198.86
248 Daufuskie Island $1,046.00 $1,101.71 $1,286.57 $1,354.29 $1,197.14
249 Enoree $1,034.29 $1,117.71 $1,279.71 $1,355.00 $1,196.68
250 Calhoun Falls $1,016.14 $1,187.57 $1,254.43 $1,326.71 $1,196.21
251 Roebuck $1,045.29 $1,045.71 $1,303.29 $1,382.00 $1,194.07
252 Marietta $1,032.86 $1,095.57 $1,285.00 $1,361.86 $1,193.82
253 Pacolet $1,042.29 $1,035.14 $1,302.86 $1,386.71 $1,191.75
254 Plum Branch $1,057.43 $1,027.57 $1,302.86 $1,376.86 $1,191.18
255 Clover $1,034.57 $1,076.29 $1,286.86 $1,365.71 $1,190.86
256 Gloverville $1,020.71 $1,142.29 $1,256.00 $1,329.57 $1,187.14
257 Cross Hill $1,009.00 $1,186.33 $1,239.00 $1,313.14 $1,186.87
258 Saint Helena Island $1,059.00 $1,017.86 $1,300.14 $1,365.71 $1,185.68
259 Pickens $986.14 $1,235.86 $1,221.71 $1,293.71 $1,184.36
260 Duncan $1,004.29 $1,165.00 $1,246.00 $1,321.14 $1,184.11
261 Williamston $1,027.43 $1,061.29 $1,281.71 $1,362.14 $1,183.14
262 Waterloo $1,005.14 $1,179.29 $1,235.00 $1,310.14 $1,182.39
263 McCormick $1,049.29 $996.29 $1,302.71 $1,380.14 $1,182.11
264 Ninety Six $1,047.57 $1,012.14 $1,294.29 $1,373.86 $1,181.96
265 Seabrook $1,034.57 $1,063.86 $1,276.00 $1,345.00 $1,179.86
266 Gray Court $1,000.86 $1,181.00 $1,229.71 $1,306.14 $1,179.43
267 Fort Mill $989.48 $1,199.71 $1,227.24 $1,299.19 $1,178.90
268 Travelers Rest $1,010.57 $1,105.71 $1,260.14 $1,337.29 $1,178.43
269 Joanna $1,007.57 $1,151.43 $1,237.86 $1,312.86 $1,177.43
270 Taylors $1,005.29 $1,138.43 $1,246.29 $1,318.14 $1,177.04
271 Modoc $1,052.00 $983.43 $1,295.43 $1,372.00 $1,175.71
272 Hickory Grove $1,045.29 $967.71 $1,302.29 $1,385.00 $1,175.07
273 Sunset $981.00 $1,196.43 $1,220.00 $1,294.14 $1,172.89
274 Okatie $1,021.71 $1,064.86 $1,258.29 $1,328.00 $1,168.21
275 Tamassee $969.00 $1,199.29 $1,212.00 $1,289.00 $1,167.32
276 Greer $993.50 $1,143.71 $1,229.36 $1,302.43 $1,167.25
277 Mountville $1,009.86 $1,095.14 $1,241.86 $1,317.71 $1,166.14
278 Rock Hill $982.64 $1,184.00 $1,210.79 $1,279.43 $1,164.21
279 Easley $982.57 $1,167.71 $1,217.79 $1,288.36 $1,164.11
280 Pelzer $1,021.14 $1,024.14 $1,266.43 $1,344.00 $1,163.93
281 Hilton Head Island $1,012.71 $1,093.00 $1,240.29 $1,309.00 $1,163.75
282 Inman $1,021.29 $1,019.14 $1,263.00 $1,339.29 $1,160.68
283 Six Mile $1,007.14 $1,037.00 $1,260.57 $1,337.86 $1,160.64
284 Troy $1,021.00 $1,035.43 $1,255.57 $1,329.29 $1,160.32
285 Port Royal $1,020.86 $1,043.14 $1,253.14 $1,320.71 $1,159.46
286 McConnells $997.29 $1,092.86 $1,235.14 $1,308.14 $1,158.36
287 Townville $980.29 $1,149.29 $1,214.29 $1,287.29 $1,157.79
288 Mount Carmel $1,021.29 $1,022.43 $1,256.14 $1,329.57 $1,157.36
289 Hodges $1,013.57 $1,058.00 $1,242.14 $1,314.43 $1,157.04
290 Bluffton $1,042.00 $960.00 $1,278.86 $1,346.29 $1,156.79
291 Long Creek $995.14 $1,067.43 $1,242.57 $1,320.71 $1,156.46
292 Cleveland $1,005.71 $1,054.14 $1,245.57 $1,319.29 $1,156.18
293 Clinton $1,023.57 $990.57 $1,265.29 $1,344.86 $1,156.07
294 Sharon $1,004.57 $1,020.00 $1,257.14 $1,338.29 $1,155.00
295 Fair Play $975.43 $1,144.14 $1,212.86 $1,286.71 $1,154.79
296 Abbeville $1,016.71 $1,018.00 $1,255.00 $1,326.71 $1,154.11
297 Greenwood $986.71 $1,136.71 $1,210.43 $1,280.14 $1,153.50
298 Westminster $965.14 $1,165.71 $1,201.14 $1,276.71 $1,152.18
299 Aiken $999.14 $1,059.86 $1,232.33 $1,306.24 $1,149.39
300 Fountain Inn $1,004.00 $1,037.86 $1,238.86 $1,312.14 $1,148.21
301 Liberty $972.00 $1,129.00 $1,208.29 $1,280.00 $1,147.32
302 Mauldin $977.14 $1,126.57 $1,206.57 $1,276.86 $1,146.79
303 Walhalla $946.14 $1,221.71 $1,172.29 $1,243.86 $1,146.00
304 York $989.86 $1,053.14 $1,221.43 $1,293.57 $1,139.50
305 Mountain Rest $981.86 $1,036.29 $1,223.71 $1,299.86 $1,135.43
306 New Ellenton $1,004.14 $974.14 $1,237.86 $1,311.00 $1,131.79
307 Seneca $951.07 $1,154.29 $1,175.00 $1,245.07 $1,131.36
308 Norris $985.14 $1,001.43 $1,228.00 $1,303.43 $1,129.50
309 Simpsonville $959.57 $1,114.14 $1,183.29 $1,252.43 $1,127.36
310 Salem $953.29 $1,073.00 $1,184.57 $1,258.43 $1,117.32
311 Clemson $974.43 $1,000.57 $1,202.71 $1,273.00 $1,112.68
312 Central $948.57 $1,062.86 $1,171.14 $1,241.14 $1,105.93
313 West Union $953.29 $997.64 $1,184.00 $1,257.29 $1,098.05

 

Is It Cheaper To Insure A Newer Car?

Yes, most times it is cheaper to insure a newer car because new cars have increased safety features.  Though older cars are usually cheaper to insure than new car, but there are also things that affect your car insurance rate like; cars made abroad requiring expensive replacement part or cars that get stolen so often.

Also be aware that the car make and model greatly influence the insurance premium than age.

 

What Cars Have The Lowest Insurance Rates?

Have you been asking; What are the cheapest cars to insure?

Below are cars with cheapest car insurance, it is known that car sizes play a major role in determining the insurance rate.  Cars of big sizes are usually cheaper to insure that smaller cars because big cars tend to have low personal injury, medical, and bodily injury insurance payouts, likely the result of being safer.

The list below is in descending order to the lowest.

Toyota Sequoia four-door 4WD

Chevrolet Traverse four-door 4WD

GMC Acadia four-door 2WD

Ford Edge four-door 2WD

Ford F-150 SuperCab 4WD

Toyota 4Runner four-door 4WD

Ford F-250 SuperCab 4WD

Subaru XV Crosstrek 4WD with Eyesight

Mini Countryman 4WD

Honda Odyssey

Honda CR-V four-door 4WD

Honda Pilot four-door 2WD

Nissan Leaf electric

Chevrolet Corvette convertible

Subaru Legacy 4WD with Eyesight

Volvo XC60 four-door 2WD

Ford Expedition four-door 2WD

Acura MDX four-door 2WD

Mazda CX-5 four-door 2WD

Jeep Wrangler two-door SWB 4WD

Subaru Forester four-door 4WD with Eyesight

GMC Canyon crew cab 4WD

Chevrolet Silverado 1500 4WD

Acura RDX four-door 2WD

Subaru Outback 4WD with Eyesight

ALSO READ: 75 High Paying Job Careers For No College Degree In America – Most Comprehensive List

Large and midsize SUVs are usually vehicles with low insurance claim payments.

 

Who has the cheapest car insurance in South Carolina?

Good drivers Geico
Young drivers Allstate
Drivers with poor credit Geico
Drivers with one at-fault accident Allstate
Retired drivers Geico
Drivers with a military connection USAA

Source: Nerdwallet

 

Car Insurance Companies In South Carolina

State Farm

Allstate

USAA

Nationwide

Geico

 

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